Job description

Aramco is a global energy company that plays a unique role in the world’s economy.

We are seeking a Credit Risk Analyst to join our credit team in Doha, Qatar, as part of our Treasury organization.

The main role of the team is to manage credit and market risks, ensuring the company’s assets are safeguarded.

The successful candidate will perform quantitative and qualitative credit assessments of counterparties, propose appropriate credit risk mitigation strategies, and provide recommendations to management.

This position requires strict adherence to Aramco’s credit risk policy and operating procedures.

Key Responsibilities

• Conduct credit evaluations of counterparties (financial and non-financial institutions).
• Carry out financial qualification of service providers for new projects.
• Conduct in-depth analysis of financial statements and employ Aramco’s internal credit model to derive credit ratings.
• Ensure new business transactions and related risks are appropriately defined, captured, and managed by Aramco’s risk methodologies and systems.
• Maintain approved credit limits and ratings in credit database.
• Actively monitor counterparty credit ratings and latest market developments to keep management informed on potential risks.
• Perform stress testing on various portfolios in order to identify and mitigate unwanted exposure.
• Review policies, procedures, and align risk policies across the Group.
• Assist in the consolidation and preparation of reports for management.
Requirements
• Bachelor’s degree in finance, economics, accounting, or a related field. MBA or other advanced business degree is preferred.
• Professional certification such as FRM, ERP, CMA, or CFA, are highly regarded.
• At least 10 years of relevant credit experience in energy, banking, or financial risk management.
• Experience with implementation and application of credit risk models.
• In-depth knowledge of qualitative and quantitative credit assessments.
• Extensive experience analyzing financial statements.
• Ability to meet tight deadlines to submit credit recommendations to management.
• Advanced proficiency in Microsoft Excel including Excel models.